Guidance That Moves You Forward

Insurance and Protection

Life Insurance

Life insurance offers a lump-sum payment to beneficiaries in the event of the policyholder's death within the policy term. This benefit can be used for obligations such as mortgage repayment or providing ongoing financial support to the family. We conduct comprehensive market comparisons and clearly explain policy terms in this case.

Risk Warning: Cover is subject to underwriting and terms and conditions. Please refer to the policy documents for full details.

Critical Illness Cover

Critical illness cover provides a financial payout upon the diagnosis of certain serious illnesses, such as cancer or heart disease. This benefit can assist with medical expenses and support ongoing financial obligations during the recovery period.

Risk Warning: As with all insurance policies, conditions and exclusions will apply.

Income Protection

Income protection offers a consistent stream of income should you become unable to work as a result of illness or injury. The terms of coverage, including duration and waiting periods, differ between policies; we will provide guidance on selecting options that best align with your individual needs.

Risk Warning: Coverage is determined by underwriting criteria and policy terms and conditions. For comprehensive information, please consult the policy documentation.

Family Income Benefit

Family income benefit pays a regular income to your dependants, if you die during the policy term. This option can be more affordable than a lump sum policy and provides ongoing financial support.

Risk Warning: Please note that all insurance policies are subject to specific terms, conditions, and exclusions.

Mortgage Protection Insurance (Payment Protection)

Mortgage payment protection insurance is designed to cover your mortgage repayments in the event that you are unable to work due to accident, illness, or redundancy. This form of coverage offers short-term financial security during challenging circumstances.

Risk Warning: Coverage is determined by underwriting criteria and policy terms and conditions. For comprehensive information, please consult the policy documentation.

Buildings & Contents Insurance

Buildings insurance is usually a requirement of lenders and covers damage to the structure of your home, including permanent fixtures such as walls, roofs, and fitted kitchens. Contents insurance protects your belongings, like furniture, electronics, and other personal items. We can explain the different cover levels and help you compare policies.

Risk Warning: Please note that all insurance policies are subject to specific terms, conditions, and exclusions.

Landlord Insurance

Landlord insurance provides comprehensive coverage for rental properties, generally encompassing protection for buildings, contents, and liability. Specialist options, such as rent guarantee insurance, can safeguard landlords against loss of rental income if tenants are unable to pay, ensuring financial stability even in the event of tenant default. Domus Mortgages will help you compare different policies and tailor protection to suit your specific property requirements, giving you confidence and peace of mind in your role as a landlord.

Risk Warning: Please note that all insurance policies are subject to specific terms, conditions, and exclusions.